CURRENT RATES

EFFECTIVE DATE   OCTOBER 1, 2024

AUTOS, CAMPERS BOATS ETC. – MINIMUM LOAN AMOUNT OF $12,000.00 FOR 6 YEAR FINANCING. NEW AUTOS MINIMUM LOAN AMOUNT OF $25,000.00 FOR 7 YEAR FINANCING.

YEAR 36-42 MONTHS 48-54 MONTHS 60-66 MONTHS 72 MONTHS 84 MONTHS
2025-21 6.50% 6.75% 6.75% 6.99% 7.25%
2020-19 7.25% 7.75% 7.99% 8.09%
2018-17 8.25% 8.65% 8.75% 8.99%
2016-15 8.50% 8.75% 8.99%
2014 9.99% 10.50% 10.75%
2013 10.25% 10.75% 10.99%
2012 10.50% 10.99% 11.25%
2011 10.75% 11.15%
2010 11.00% 11.25%
2009 11.25% 11.50%
SHARE COVERED UP TO 72 MONTHS
100% = 2.75%
75% =   5.75%
50% =  8.75%
REVOLVING LINE OF CREDIT = 14.50%
UNSECURED UP TO 36 MONTHS = 14.50%
TERM CERTIFICATE COVERED = TERM CD RATE PLUS 2%